1.5 Million Floridians Are at Risk of Losing Health Coverage.
The scheduled end of enhanced federal ACA subsidies on December 31, 2025, threatens to create an unprecedented affordability crisis in Florida. Understand what's at stake and how you can help.
What's at Stake: The End of Enhanced Subsidies
Two key protections that made healthcare affordable are set to expire.
The "Subsidy Cliff" Returns
Currently, no one pays more than 8.5% of their income for a benchmark plan. In 2026, anyone earning over 400% FPL (~$60k for an individual) will lose all financial aid.
Reduced Help for Lower Incomes
Enhanced subsidies that made plans $0/month for many low-income Floridians will be drastically reduced, making essential coverage unaffordable.
A Tidal Wave of Coverage Loss in Florida
The numbers are staggering. Without action, Florida faces a catastrophic healthcare crisis driven by skyrocketing costs.
People Projected to Lose Insurance
Projected Uninsured Rate (%)
Average Premium Spike (%)
Projected 2026 Premium Hikes by Insurer
| Insurance Carrier | Proposed Avg. Increase | Affected Policyholders |
|---|---|---|
| Molina Healthcare | Nearly 41% | 90,000 |
| AmeriHealth Caritas | Over 37% | 55,000 |
| Blue Cross and Blue Shield of FL | Nearly 27% | Not Specified |
| Centene Venture Company FL | 18.73% | 1,300,000 |
Source: Preliminary filings with the Florida Office of Insurance Regulation. Subject to review.
Your Voice is Crucial.
Federal legislation created this problem, and federal action is the only way to solve it. Make sure your representatives know that extending these healthcare subsidies is a priority for Florida.
1. Share This Information
Knowledge is power. Help others understand what's at stake.
2. Contact Your Representatives
This is the most effective way to make a difference.
Find My RepresentativeQuestions About Your ACA Enrollment?
Wondering how this will affect your plan, or if you qualify for a Special Enrollment Period? Schedule a free consultation to get clear answers and personalized advice.